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Premiums increased 20 percent in 2017 and 2018. Plans are now so expensive that middle class people who don’t qualify for subsidies are leaving in droves, with unsubsidized enrollment down 40 percent since 2016. Thankfully, the Trump administration has introduced a slew of free market reforms that give Americans more options with less red tape. Read More MacIver News Minute: Innovation Leads Way Out of Obamacare Nightmare